this post was submitted on 30 Mar 2024
120 points (96.9% liked)

Memes

7821 readers
559 users here now

Post memes here.

A meme is an idea, behavior, or style that spreads by means of imitation from person to person within a culture and often carries symbolic meaning representing a particular phenomenon or theme.

An Internet meme or meme, is a cultural item that is spread via the Internet, often through social media platforms. The name is by the concept of memes proposed by Richard Dawkins in 1972. Internet memes can take various forms, such as images, videos, GIFs, and various other viral sensations.


Laittakaa meemejä tänne.

founded 2 years ago
MODERATORS
 
you are viewing a single comment's thread
view the rest of the comments
[–] [email protected] 4 points 3 months ago (11 children)

I have my emergency fund in a savings account with 3% interest rate. So my bank is giving me money each month for doing nothing really and I can withdraw my money whenever I want.

[–] [email protected] 0 points 3 months ago (2 children)

You are barely keeping up with inflation, don't think that's an investment. That said, you are doing the right thing, keep that money available if needed.

Everything on top of 6 months expenses, you should invest in something less liquid that on the long term yields decent returns.

[–] [email protected] 4 points 3 months ago* (last edited 3 months ago) (1 children)

It's not smart to use your emergency fund as an investment. The point is that you keep your emergency fund in an savings account that has at least an interest rate like the inflation rate and you should be able to use that money any time.

I never said that I'm doing an investment with that. No idea why you mention this.

[–] [email protected] 1 points 3 months ago

This part made me think you were saying that was an investment, sorry I misunderstood

So my bank is giving me money each month for doing nothing really

load more comments (8 replies)