this post was submitted on 01 Sep 2023
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If you run into a financial ditch and don’t have emergency funds, contact the electric, water, medical, phone, credit card, etc. billing departments right away. Don’t wait until after you’ve already missed a payment or two! Jump right to it and set up payment plans. I helped a friend through a financial crash and was impressed how much leeway billing departments will give you if you reach out before you miss a payment.