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Venmo/ Paypal Alternatives
(kbin.run)
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this post was submitted on 01 Jun 2024
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Privacy
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A place to discuss privacy and freedom in the digital world.
Privacy has become a very important issue in modern society, with companies and governments constantly abusing their power, more and more people are waking up to the importance of digital privacy.
In this community everyone is welcome to post links and discuss topics related to privacy.
Some Rules
- Posting a link to a website containing tracking isn't great, if contents of the website are behind a paywall maybe copy them into the post
- Don't promote proprietary software
- Try to keep things on topic
- If you have a question, please try searching for previous discussions, maybe it has already been answered
- Reposts are fine, but should have at least a couple of weeks in between so that the post can reach a new audience
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XMR / Monero - open source, fungible, private digital cash
It usually can't be used with retailors, but you can send your friend circle lunch money and the like easily. https://www.getmonero.org/
If the retailer supports bitcoin or other cryptocurrencies, you can pay with Monero using an exchange with a flat rate such as https://exch.cx or another provider listed on Kyc not me.
Monero is great for online purchases, but a 2 minute confirmation time is real annoying for IRL purchases. Lightning txs confirm in under a second for less fees too.
Your right, depending on the vendor, relationship, and price they could relax it to mempool.
I.e if they know you, then it doesn't matter as long as they see the transaction got seated. It's good to go any issues they can ask you in the future
If the transaction is only for a couple dollars, the convenience outweighs the confirmation
Can you explain real world uses for purchases using XMR? Or where online it's accepted? It seems cash is still king.
Online uses https://kycnot.me/?t=service
You can donate xmr to grapheneos, molly.im etc
Real life, that's more sticky, if you find someone who is privacy minded and you have a relationship with them you could setup trading for xmr.