That part of that song bothers me. If someone is just complaining they aren't going to be a good guest at a party.

I spend all that time trying to be precise and a whole word.

This is from the perspective of the company so you'd be 40k in the hole. You'd want something like "Upon agreement to the terms the licensee will receive forty thousand US dollars ($40,000) within ninety (90) from the licensor. There will be a penalty of one thousand US dollars ($1,000) for every day after that period if not paid."

The p is definitely meant to be silent

It decreases your overall available credit

Really though this is probably the worst experience you'll ever have on a plane.