I like btdu which is essentially ncdu, but works in a way that is useful even if advanced btrfs features (CoW, compression etc.) are used.

I am afraid you are still a bit misled; WireGuard is exactly what they use for the demo video. In general the underlying protocol does not matter, since the vulnerability is about telling the system to direct the packages to the attacker, completely bypassing the VPN.

You could make an argument that not using banking apps decreases your security, since most banks use either SMS or those apps as the second factor while confirming the operations. It is true that the apps are of varying quality, but SMS is not really a serious alternative. Some banks do have apps that are limited to confirming operations, and one bank where I live did recently start accepting U2F, which is amazing news.

Isn't this the point though? Like, if you spot that (let's concretize) the trash is starting to overflow, you can either take it out right now which will take you 2 minutes and (hopefully) barely interrupt your day, or you can add it to your list of things to do. And so you get that list of 59 things by ignoring the 2-minute rule, not by applying it.