Actually, there's a better one for Europe. The Payment Services Directive 2 (PSD2) is an EU directive to allow payments to be done through APIs exposed by the bank. It's essentially a wrapper for a bank transfer. Most new payments companies are just unifying these APIs.
Some counties do it better than others. The UK is very good (with the exception of starling bank). I remember Hungary being a pain.
Actually, there's a better one for Europe. The Payment Services Directive 2 (PSD2) is an EU directive to allow payments to be done through APIs exposed by the bank. It's essentially a wrapper for a bank transfer. Most new payments companies are just unifying these APIs.
Some counties do it better than others. The UK is very good (with the exception of starling bank). I remember Hungary being a pain.