this post was submitted on 18 Sep 2023
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Hello, Canadians of Lemmy! Down in the USA there is a lot of conflicting information regarding the efficacy of y'alls healthcare systems. Without revealing my personal bias, I was hoping for some anecdotes or summaries from those whom actually live there.

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[–] [email protected] 2 points 9 months ago (1 children)

We pay 150 a month for insurance . 500 dollar deductible and a max out of pocket of 3500.

I don’t think that’s bad at all. Our incomes are 300-500k a year. So it’s a small part of our wages. In Canada he was at 60k.

[–] [email protected] 3 points 9 months ago (1 children)

My health insurance premium + deductible (I always hit it due to ADHD medication) was almost $13k annually, and that’s the best value plan that was available to me at $60k salary, including Obamacare plans. My situation was worse than most people’s I know, but not way, way worse. Your situation is incredible, hang on to it for as long as you can.

[–] [email protected] 2 points 9 months ago (1 children)

I’ve had similar insurance my whole career. This isn’t anything special and it worse than I grew up with. Uaw Had the best insurance. No idea if it’s good anymore but it was the best.

[–] [email protected] 1 points 9 months ago (1 children)

That’s really lucky, good for you. I was, ironically, in insurance (but not health/life). My mom had insurance as a public school teacher growing up, and that was incredible too. She at one point had a treatment that cost $10k a week, which she paid nothing out of pocket for.

Unions make the difference.

[–] [email protected] 2 points 9 months ago

Insurance seems the worst insurance. lol. My gf works in insurance and says hers is garbage.

To be clear. I think we need the Australian model. A system paid for by everyone but the option for private.

I don’t think it’s a “right”. I think it’s common sense to reduce cost and keep people working. I like to work. I’d hate to have to stop because I’m injured.

Americans are stupid when it comes to a better system. They only think of paying for someone care instead of thinking of cost and benefits.