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submitted 2 months ago by [email protected] to c/[email protected]

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[-] [email protected] 32 points 2 months ago

I got rejected just last week for something pretty inexpensive that I can afford to pay off in installments. My credit score is good and I've never defaulted on any payments before. I live in the UK, not in China.

AFAIK the social credit system that westerners like to mock was only trialled and never implemented. I, on the other hand, have actually been screwed over by my own country's credit score system.

[-] [email protected] 15 points 2 months ago* (last edited 2 months ago)

In the US, I think you would be entitled by law to know the reason why you were rejected ( https://en.m.wikipedia.org/wiki/Equal_Credit_Opportunity_Act ).

Does the UK have something similar?

this post was submitted on 22 Apr 2024

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