this post was submitted on 08 Aug 2024
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iDEAL solved it for countries that participate. For countries that don't, sadly there's no good first party solution. Revolut and Transferwise are much better alternatives to paypal tho.
India also has very good and robust online payment infrastructure.
It's actually mind-boggling that USA hasn't figures that one out, despite being saviour of capitalism.
We have Zelle, but no one uses it.
In my case and some others, it's because zelle has a hair-trigger fraud detection algorithm that has frequent false positives that cause huge headaches. It could be excellent but it's just okay. No one trusts it with substantial sums of money.
Like you said in your initial comment,
International money transfer (with currency exchange) But also I don't want to give some random website my credit card