this post was submitted on 18 Sep 2023
167 points (97.2% liked)
Asklemmy
42520 readers
1451 users here now
A loosely moderated place to ask open-ended questions
If your post meets the following criteria, it's welcome here!
- Open-ended question
- Not offensive: at this point, we do not have the bandwidth to moderate overtly political discussions. Assume best intent and be excellent to each other.
- Not regarding using or support for Lemmy: context, see the list of support communities and tools for finding communities below
- Not ad nauseam inducing: please make sure it is a question that would be new to most members
- An actual topic of discussion
Looking for support?
Looking for a community?
- Lemmyverse: community search
- sub.rehab: maps old subreddits to fediverse options, marks official as such
- [email protected]: a community for finding communities
~Icon~ ~by~ ~@Double_[email protected]~
founded 5 years ago
MODERATORS
you are viewing a single comment's thread
view the rest of the comments
view the rest of the comments
A good friend of mine is Canadian but lives in America.
He didn’t have good thing to say about the Canadian system in 2003 when he moved here.
He said the quality of care was similar and the cost was dollar. The difference is Canada you pay for each month in taxes and in America you pay for it at time of service.
Now he felt Canada was more willing to try new things. His other had hep c and they covered experimental treatment. In America that wasn’t really an option.
He also noted American wages were much higher and housing was cheaper.
Your friend is paying it today in insurance premiums. Same money, just a different line on the paycheck.
And then if he gets sick, he’ll pay again.
Our willingness in America to pay money to a company that is incentivized by profits, just to not pay taxes is astonishing.
We pay 150 a month for insurance . 500 dollar deductible and a max out of pocket of 3500.
I don’t think that’s bad at all. Our incomes are 300-500k a year. So it’s a small part of our wages. In Canada he was at 60k.
My health insurance premium + deductible (I always hit it due to ADHD medication) was almost $13k annually, and that’s the best value plan that was available to me at $60k salary, including Obamacare plans. My situation was worse than most people’s I know, but not way, way worse. Your situation is incredible, hang on to it for as long as you can.
I’ve had similar insurance my whole career. This isn’t anything special and it worse than I grew up with. Uaw Had the best insurance. No idea if it’s good anymore but it was the best.
That’s really lucky, good for you. I was, ironically, in insurance (but not health/life). My mom had insurance as a public school teacher growing up, and that was incredible too. She at one point had a treatment that cost $10k a week, which she paid nothing out of pocket for.
Unions make the difference.
Insurance seems the worst insurance. lol. My gf works in insurance and says hers is garbage.
To be clear. I think we need the Australian model. A system paid for by everyone but the option for private.
I don’t think it’s a “right”. I think it’s common sense to reduce cost and keep people working. I like to work. I’d hate to have to stop because I’m injured.
Americans are stupid when it comes to a better system. They only think of paying for someone care instead of thinking of cost and benefits.